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“Check Account” Spam

Here’s more spam for you, hot from the presses.

ACH NOTIFICATION

Please, be informed that some financial body cancelled your ACH transaction (ID: 34753232), lately started by you or another person from your check account. 

Let’s take a look at some of the glaring spam points. I’m just going to number them and you can figure them out yourself. PurpleCar.net is not a how-to-spam-and-spoof-better blog for criminals:

1. Bad Grammar.

2. Inconsistent naming conventions.

3. Non-traditional format (we all know what REAL banking emails look like).

4. Absurdity (real banks don’t send these emails, the account numbers are obviously fake, etc.).

5. Odd font happenings.

Other indicators:

Another killer was that I received 2 of these emails at the same time, each slightly different from the other. This may or may not happen to you, but it definitely should fire a warning shot.

Also, Yahoo correctly placed these emails in my spam folder. Yahoo knows more than I do which emails were sent on a massive scale, so it’s good to take your service provider’s opinion on a particular email into consideration.

Here’s the other email:

The ACH transaction (ID: 5010624), recently sent from your bank account (by
you or any other person), was rejected by the Electronic Payments
Association.
###############################################
Canceled transaction
Transaction ID:    5010624
Reason of rejection    See details in the report below
Transaction Report    report_1409.pdf.zip (ZIP archive, Adobe PDF)
###############################################
13450 Sunrise Valley Drive, Suite 100 Herndon, VA 20171 (703) 561-1100

2011 NACHA – The Electronic Payments Association

If you fell for this spoof, call your bank(s) right away and let them know. Put a watch on all of your credit cards. Go through whatever security checklist your bank or credit card suggests. Also, file a police report.

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